In a market where premiums and benefits costs are ever-increasing,
many employers are finding it challenging to provide a competitive benefits package that will attract and retain employees. In an attempt to contain costs, many employers are shifting the risk to employees in the form of increased deductibles, co-pays and co-insurance. This cost shift is coming at a time when many folks are living paycheck to paycheck.
The solution lies in a strong voluntary benefits program.
Traditionally, voluntary benefit products were sold at the kitchen table; that model no longer works. Consequently, there has been a significant decrease in the number of agents providing this vital protection. Industry research shows people still want these products – they simply prefer to secure them through their employer rather than direct sales. We can help. We offer products designed to fill gaps in coverage that are advantageous to both employees and the employer.
$M Paid Out
States We're In
Years Of Experience
Enhances benefit offering
Little or no cost
Pre-taxed premiums provide a savings of FICA match
Fills gaps with first-dollar coverage
Paid directly to the employee
Little or no underwriting for medical conditions
1640 S. 70th St., Suite 200
Lincoln, Nebraska 68506
Mon-Fri: 9am – 5pm